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Service

Product Solutions Team

Strategic innovations and unique approaches to the market creating a sustainable competitive advantage and delivering industry-leading growth.

We design and deliver solutions that manage risk, consistently and efficiently to protect and strengthen institutions and individuals.

Product Solutions Team partners with Industry Vertical Divisions and Product Line Leaders to consistently and efficiently develop innovative products supported by aggregation along with industry-based consultancy and targeted analytics to deliver comprehensive solutions to WTW clients.

The Product Solutions Team primarily consists of

Panels

Panels

WTW Panels is focused around line of business of solutions by bringing together our deep technical expertise and strategic market relationships to offer unique, best in class insurance products. Through Panels, our markets commit to pre-agreed terms, conditions and capacity for a defined line of business, class or industry.

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Differentiated Broking Solutions

Differentiated Broking Solutions (DBS)

Differentiated Broking Solutions are industry-aligned solutions that consistently deliver standardized elevated coverage, measurable enhanced service levels, efficient market engagement and clear differentiation from our competitors. Bring our unparalleled resources and technical expertise to bear on every deal, creating a defined value proposition for all middle market clients.

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Homestead Group Captive

Homestead Group Captive

Homestead eliminates standard market volatility and grants members ownership in the underwriting profits normally retained by the insurance company. The innovative program provides long-term cost savings through dividends, greater impact and efficiency in claims handling, and control over all administrative program decisions.

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Select Consortium

Select Consortium

Our Select Consortium, a closed-market aggregation strategy for core lines of business (Property, General Liability, Business Auto, Workers Compensation, Umbrella) provides a consistent and efficient process of transacting and centralizes broking needs to create a consistent approach to engaging carriers and leveraging WTW’s broking relationships.

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Premium Finance

Premium Finance

Premium Finance is available to all WTW clients through an exclusive partnership with AFCO. Premium Finance is a cash-management tool that many of the nation’s largest and most prestigious companies – including many in the Fortune 500 – currently use. Insurance premium financing is a concept that makes sense for most businesses seeking to free up working capital.

Benefits of this Partnership:

  • Improved Cash Flow: Conserve operating funds, preserve working capital, and increase flexibility
  • Reduced Costs: Attractive rates, no prepayment penalty, and no compensating balances required
  • Financial Reporting: Potential off-balance sheet advantages and enhanced credit facility
  • Engages technical expertise to deliver enhanced coverage that fills gaps in standard coverage
  • Plans can be tailored to cyclical needs: All premium finance requirements can be handled in a single payment program and changes in coverage are easily handled

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