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Solution

Affinity Insurance

Tailored insurance solutions that help organizations strengthen customer loyalty, create new revenue opportunities and enhance customer experience.
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Create value for your customers and your business with affinity insurance

WTW combines insurance expertise, technology, program administration, data analytics and global scale with local market insight. As a product-agnostic partner, we can help you offer insurance through your brand, channels and customer journeys, with support across the full program lifecycle.

What is an affinity insurance program?​

Your customers already trust your brand. WTW Affinity helps you build on that trust by offering relevant insurance protection through models that best suit your organization. They can be offered within a purchase journey or digital platform, as an optional add-on, included as a benefit or delivered through automotive, finance, travel, retail and membership relationships.

We combine insurance expertise, technology, distribution, program administration and data analytics to help you design, launch and manage affinity insurance programs. Together, we can strengthen loyalty, create new revenue opportunities, differentiate you from competitors and customer experience.

Make insurance part of the experience

Insurance shouldn’t feel like an interruption. Done well, affinity insurance can become a natural, well-timed and seamless part of the customer experience.

WTW Affinity works with organizations whose core business isn’t insurance, helping them offer relevant protection to customers, members, employees, franchisees or business partners. Programs can be embedded into digital journeys, offered at point of sale, included as a benefit or delivered through existing customer channels.

For your customers, this means protection that’s easier to access, more relevant and available when they need it. For your organization, it can strengthen customer loyalty, differentiate your offering and create new recurring revenue streams.

What can we help you achieve?

  • Strengthen customer loyalty

    Offer relevant protection through the channels your customers already use and at key moments in their journey, helping you strengthen relationships and meet customers’ needs

  • Create new revenue opportunities

    Develop affinity or embedded insurance programs that can generate additional and recurring revenue

  • Differentiate and protect your proposition

    Build a more comprehensive offering around your core products and services, with insurance journeys designed to feel timely, relevant and aligned with your brand experience

  • Move faster with confidence

    Access WTW’s insurance, technology, operational and regulatory expertise to support program design and delivery

How affinity insurance can work

WTW supports a range of models depending on your customers, channel and commercial goals:

  • Embedded insurance at point of sale
  • Optional add-on protection
  • Bundled or sponsored cover
  • Co-branded insurance propositions
  • Member or association programs
  • Commercial programs for franchisees, suppliers or business partners
  • Direct-to-consumer insurance propositions

Affinity insurance – FAQs

What is affinity insurance?

Affinity insurance allows organizations whose core business isn’t insurance to offer relevant protection to their customers, members, employees or business partners.

What is embedded insurance?

Embedded insurance places protection within an existing customer journey, such as a purchase, booking, membership, finance or platform experience.

How can affinity insurance help create value for my business?

Affinity insurance can help strengthen customer loyalty, enhance your proposition, create additional revenue opportunities and make protection easier for customers to access.

Which industries can benefit from embedded insurance?

Embedded insurance can support organizations across retail, banking, fintech, automotive, travel, membership organizations, professional associations, digital platforms and franchise networks. Depending on the audience and commercial objective, the program may be embedded, optional, bundled, sponsored, co-branded or delivered directly to customers or members.

Learn more

To explore how an affinity program could support your customer growth strategy and commercial objectives, contact our affinity specialists.

Disclaimer

WTW hopes you found the general information provided here informative and helpful. The information contained herein is not intended to constitute legal or other professional advice and should not be relied upon in lieu of consultation with your own legal advisors. In the event you would like more information regarding your insurance coverage, please do not hesitate to reach out to us. In North America, WTW offers insurance products through licensed entities, including Willis Towers Watson Northeast, Inc. (in the United States) and Willis Canada Inc. (in Canada).

Contact

Nabeel Tanveer, Affinity & Programs Leader

Nabeel Tanveer

Affinity & Programs Leader

Campaign

Strength in specialty​

Our specialized industry approach combining global expertise with local knowledge delivers better risk management outcomes for our clients.​