Differentiated Broking Solutions (DBS)

About Differentiated Broking Solutions (DBS)

• Differentiated Broking Solutions is a unique approach to the market, both in what we deliver and how we deliver it, creating a sustainable competitive advantage while delivering industry-leading growth.
• Differentiated Broking Solutions are industry-based solutions that consistently deliver standardized elevated coverage, measurable enhanced service levels, efficient market engagement and clear differentiation from our competitors. We bring our unparalleled resources and technical expertise to bear on every deal, creating a defined value proposition for all middle market clients.
• These services provide coverage for the core Property & Casualty lines of business, including Package, Property, General Liability, Business Auto, Workers Compensation and Umbrella. There are also additional solutions available for Excess Liability, Environmental and International lines of business.

Benefits

• Comprehensive offering available via pre-negotiated minimum coverage requirements
• Prioritized handling with aggressive carrier partners incentivized to compete to win
• Carrier specific claims and risk control services offered automatically to DBS clients
• Firm minimum service requirements including notice of inspection and binder, endorsement and policy issuance expectations

Manufacturing + DBS

The Manufacturing + DBS is designed to have a broad industry appetite with a primary emphasis on:

Manufacturing:

• Metal
• Plastic
• Consumer goods
• Machinery/auto parts
• All other (wood, glass, textiles, etc.)

Non-professional services, including but not limited to:

• Facilities management
• Service contractors
• Security and investigative services
• All other

Financial Institutions and Professional Services DBS

The Financial Institutions and Professional Services (FIPS) Industry Division DBS is designed to have a primary emphasis on clients in the following industries:

Financial institutions:

• Banking
• Asset management
• Insurance
• Fintech

Professional services:

• Law firms
• Accounting firms
• Management consulting firms

Real Estate DBS

The Real Estate Industry DBS is designed to have a broad industry appetite with a primary emphasis on:

• Real estate operators and lessors
• Real estate investment trusts
• Nonresidential builder operators
• Real estate agents and managers
• Title abstract offices
• Subdividers and developers

Retail & Distribution DBS

The Retail & Distribution Industry DBS is designed to have a broad industry appetite with a primary emphasis on:

• Auto parts and dealers
• Paper goods, books and office supplies
• Apparel and accessories
• Department or sporting goods stores
• Hobby toy and gaming stores
• Grocery and food
• Fuel station with stores
• Furniture and furnishings
• Food and beverage manufacturing

Tech & Telecom DBS

The Tech & Telecom Industry Division (T&T) DBS is designed to have a primary emphasis on clients in the following industries:

• Electronics, hardware and semiconductor
• Internet, data networking and telecom
• Media-print, media-broadcast and media advertising
• Software and tech services

Life Sciences DBS

The Life Sciences Differentiated Broking Solution, developed by the WTW Life Sciences Practice, is a unique approach to the market that creates a sustainable competitive advantage and delivers industry-leading opportunity for the varied challenges and complex needs of the Life Sciences sector.

The Life Sciences DBS provides a compelling solution for our middle market clients and prospects with an expanded package/suite of coverage, in the following areas of risk:

• Products and completed operations, including clinical trials
• Professional liability and Errors & Omissions
• Property
• General liability
• Automobile
• Workers' compensation
• Umbrella