Differentiated Broking Solutions – Real Estate

WTW's Differentiated Broking Solutions (DBS) brings together our deep industry and technical expertise as well as extensive market relationships with top property & casualty insurers to deliver industry-tailored insurance solutions.

The Real Estate Industry DBS is designed to create a sustainable, competitive solution in order to provide best-in-class terms, identify emerging risks and adjust our offerings to coincide with the ever-changing marketplace.

Overview

The Real Estate Industry DBS is designed to have a broad industry appetite with a primary emphasis on:

• Real estate operators and lessors
• Real estate investment trusts
• Nonresidential builder operators
• Real estate agents and managers
• Title abstract offices
• Subdividers and developers

DBS provides coverage for the core property & casualty lines of business:

• Business auto
• General liability
• Property
• Umbrella
• Workers' compensation

Coverage enhancements

DBS consistently delivers standardized elevated coverage to our clients. Below are just some of the many enriched coverages DBS provides.

• Extended notice of cancellation for all lines
• Per location aggregates included
• Unintentional errors and omissions and broadened notice and knowledge of occurrence included on all lines
• Enhanced CAT coverage for Time Element sublimits such as Civil Authority or Ingress & Egress

Increased property sub-limits:

• Extended period of indemnity business income 365 days
• Lock and key replacement – $50K limit
• Minimum of $5M limit for newly acquired premises – Real property

Enhanced coverage endorsements including:

• Broad Form Named Insured
• Blanked additional insured and blanket waiver on casualty lines
• Minimum of $100 per disablement on towing and labor
• Employees as insureds and employees hired autos

Carriers

• Allianz
• Arch
• CNA
• Everest
• Hartford
• Travelers
• Zurich