WTW's Differentiated Broking Solutions (DBS) brings together our deep industry and technical expertise as well as extensive market relationships with top property & casualty insurers to deliver industry-tailored insurance solutions.
The Real Estate Industry DBS is designed to create a sustainable, competitive solution in order to provide best-in-class terms, identify emerging risks and adjust our offerings to coincide with the ever-changing marketplace.
Overview
The Real Estate Industry DBS is designed to have a broad industry appetite with a primary emphasis on:
- Real estate operators and lessors
- Real estate investment trusts
- Nonresidential builder operators
- Real estate agents and managers
- Title abstract offices
- Subdividers and developers
- Eating and drinking places
- Hotels, motels and other lodging places
- Rooming and boarding houses
- Movie theaters
- Museums, art galleries, botanical gardens, zoos
DBS provides coverage for the core property & casualty lines of business:
- Business auto
- General liability
- Property
- Umbrella
- Workers' compensation
Contacts
Related content
- Comprehensive pre-negotiated enhanced coverages
- Option to place coverage on a standalone basis, or in an expanded package/suite where appropriate
- Firm minimum service requirements
- Consistent, reliable program coverage
Coverage enhancements
DBS consistently delivers standardized elevated coverage to our clients. Below are just some of the many enriched coverages DBS provides.
- Extended notice of cancellation for all lines
- Per location aggregates included
- Unintentional errors and omissions and broadened notice and knowledge of occurrence included on all lines
- Enhanced CAT coverage for Time Element sublimits such as Civil Authority or Ingress & Egress
Increased property sub-limits:
- Extended period of indemnity business income 365 days
- Lock and key replacement – $50K limit
- Minimum of $5M limit for newly acquired premises – Real property
Enhanced coverage endorsements including:
- Broad Form Named Insured
- Blanked additional insured and blanket waiver on casualty lines
- Minimum of $100 per disablement on towing and labor
- Employees as insureds and employees hired autos
Carriers
- Arch
- CNA
- Hartford
- Travelers
- Zurich
Download PDF
| Title | File Type | File Size |
|---|---|---|
| Differentiated Broking Solutions – Real EstatePDF | .4MB |