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Differentiated Broking Solutions – Financial Institutions

Unique insurance solutions that provide clients with elevated terms and conditions, access to improved services, coverage enhancements and optimal claims outcomes.

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The Financial Institutions DBS is designed to have a primary emphasis on clients in the following industries:

  • Commercial Banks, Investment Banks, Hedge Funds, and Asset Managers
  • Depository Institutions
  • Insurance Carriers, Agents, Brokers and Service
  • Security & Commodity Brokers, Dealers, Exchanges & Services
  • Non-depository Credit Institutions

It provides coverage for the core Property and Casualty lines of business:

  • Property
  • General Liability
  • Business Auto
  • Workers Compensation
  • Umbrella

Coverage Enhancements

DBS consistently delivers standardized elevated coverage to our clients. Below are just some of the many enriched coverages DBS provides.

  • Extended Notice of Cancellation for all lines
  • Per location aggregates included
  • Unintentional Errors and Omissions and Broadened Notice and Knowledge of Occurrence included on all lines
  • Foreign, REO and Professional Liability
  • Increased Property sub-limits
  • Consideration given to provide a Bodily Injury and Property Damage Carve back on Professional Liability Exclusion
  • Creative Workers Compensation structures and solutions
  • ATM Coverage Included Where Required
  • Flexibility on per item Fine Arts limits and Business Interruption Waiting Periods
  • Enhanced coverage endorsements including:
    • Blanket Additional Insured and Blanket Waiver on Casualty lines
    • Minimum of $250 per Disablement on Towing and Labor
    • Employees as Insureds and Employees Hired Autos
    • Incidental Med Mal included in General Liability coverage
    • Primary Non-Contributory included in General Liability
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