WTW's Differentiated Broking Solutions (DBS) brings together our deep industry and technical expertise as well as our extensive market relationships with top property & casualty insurers to deliver unique insurance solutions.
FIPS DBS is designed to create a sustainable, competitive solution in order to provide best-in-class terms, identify emerging risks and adjust our offerings to coincide with the ever-changing marketplace.
Contacts
Overview
The Financial Institutions and Professional Services (FIPS) Industry Division DBS is designed to have a primary emphasis on clients in the following industries:
Financial institutions:
- Banking
- Asset management
- Insurance
- Fintech
Professional services:
- Law firms
- Accounting firms
- Managment consulting firms
DBS provides coverage for the core property & casualty lines of business:
- Business auto
- General liability
- Property
- Umbrella
- Workers' compensation
Related Content
- Comprehensive pre-negotiated enhanced coverages
- Option to place coverage on a standalone basis, or in an expanded package/suite where appropriate
- Firm minimum service requirements
- Consistent, reliable program coverage
Coverage enhancements
DBS consistently delivers standardized elevated coverage to our clients. Below are just some of the many enriched coverages DBS provides.
- Extended notice of cancellation for all lines
- Per location aggregates included
- Unintentional errors and omissions and broadened notice and knowledge of occurrence included on all lines
- Foreign, REO and professional liability included in umbrella coverage if applicable on underlying
- Increased property sub-limits
- Consideration given to provide a bodily injury and property damage carve back on professional liability exclusion
- Creative workers' compensation structures and solutions
- ATM coverage included where required
- Enhanced CAT coverage for time element sublimits such as civil authority and ingress and egress
Enhanced coverage endorsements including:
- Blanket additional insured and blanket waiver on casualty lines
- Minimum of $250 per disablement on towing and labor
- Employees as insured and employees hired autos
Carriers
- Chubb
- CNA
- Hartford
- Liberty Mutual
- Zurich
Download PDF
| Title | File Type | File Size |
|---|---|---|
| Differentiated Broking Solution - FIPSPDF | .3MB |