Government‑supported terrorism insurance schemes are central to the stability and long‑term viability of private market solutions. Terrorism pools help sustain capacity and provide clarity of coverage where private capital alone faces limitations. As terrorism risks evolve, the frameworks that underpin terrorism insurance must continue to adapt.
In collaboration with the International Forum for Terrorism Risk Insurance Pools (IFTRIP), WTW presents the Terrorism Pool Index 2026. This seventh edition provides a comprehensive, comparative review of terrorism insurance schemes across major global markets, offering insight into how different countries structure, fund, and govern risk transfer.
The Index extends beyond a reference guide, reflecting how physical, digital, and geopolitical risks are increasingly interconnected. The report highlights how terrorism pools are responding to these converging threats and the evolving role of government support across markets.
An article by Alert:24’s Head of Intelligence, Carl Dobson, explores chemical, biological, radiological, and nuclear (CBRN) risks, focusing on their potential to drive significant disruption and complex, long‑tail losses. It also considers how technological developments, including artificial intelligence, drones, and digital platforms, may amplify these threats and increase loss severity, reinforcing the importance of preparedness, resilience, and robust insurance design.
The Terrorism Pool Index 2026 is a practical resource for insurers, reinsurers, risk managers, corporate buyers, and policymakers operating amid heightened uncertainty. It supports informed decision‑making when structuring national, multinational, and global terrorism insurance programs.
The information provided is intended for general guidance only. Insurance buyers should seek professional advice when designing and implementing terrorism insurance solutions tailored to their specific risk profile and jurisdictions.
To access the Terrorism Pool Index 2026, please complete the form on the right.
WTW hopes you found the general information provided here informative and helpful. The information contained herein is not intended to constitute legal or other professional advice and should not be relied upon in lieu of consultation with your own legal advisors. In the event you would like more information regarding your insurance coverage, please do not hesitate to reach out to us. In North America, WTW offers insurance products through licensed entities, including Willis Towers Watson Northeast, Inc. (in the United States) and Willis Canada Inc. (in Canada).
