Active Assailant Risk Management

Active assailant events are on the rise globally. These malicious, physical attacks often occur with little warning and terrifying consequences. Perpetrators have targeted both private and public spaces. The damage of an active assailant attack is far reaching. They affect your employees, customers, members of the public, financials — and potentially your reputation. To help prevent an active assailant incident or to minimize the impact should the unthinkable occur, a comprehensive approach is needed.

We understand that robust protection against active assailant incidents is critical to protecting your organization. Our team provides both consulting and brokerage services. We specialize in helping you develop response plans and secure comprehensive insurance solutions tailored to your unique risks.

Who should buy active assailant coverage

Any organization has some exposure to the risk, but those that have a high degree of foot traffic are at a higher risk of an active assailant incident, including:

• Schools and universities
• Hospitals and healthcare operators
• Entertainment and sports venues
• Hotels
• Real estate companies
• Retailers and restaurants
• Religious institutions
• Transportation hubs and networks

Our key active assailant response services

Crisis management

Our services include comprehensive crisis management planning and response, from pre-event training and preparedness to a 24-hour crisis response team. Post-event support includes public relations, temporary security measures and forensic clean-up, helping your organization recover swiftly and effectively.

Victim care

We can help find extensive care for affected individuals, covering personal injury and additional expenses such as mental health treatment, childcare, travel, and accommodation, ensuring support during critical times.

Financial protection

We’ll help you buy active assailant insurance that covers risks typically not covered under a general liability policy: physical damage, business interruption, legal liability, and loss of attraction. This added protection safeguards your financial stability after an active assailant incident.

Risk advisory and claims services

Our Alert:24 team gives you access to ongoing risk advisory, regular intelligence, analysis, training services and a 24-hour crisis support operations center, enhancing your preparedness and response capabilities to a potential active assailant incident.

Why WTW?

Our team is dedicated to continuous improvement and innovation. We prioritize claims and offer customized risk management solutions, providing a 360-degree and 24/7 support system. Our goal is to empower your organization to protect its stakeholders effectively against the unpredictable threat of active assailants.

FAQ about active assailant insurance and risk management

What is active assailant insurance? Active assailant insurance provides coverage for losses resulting from violent events where an active assailant attempts to harm people and/or property at your organization’s premises. This insurance helps mitigate the financial impact of such incidents on businesses and institutions.

Who needs active assailant insurance? Organizations that are open to the public. Retailers, event spaces, hotels, hospitals, schools and universities are especially vulnerable to active assailant events. To protect their people, customers and operations, they should consider this insurance.

What does active assailant insurance cover? Coverage typically includes expenses related to medical care, business interruption and property damage. It may also cover specialized services such as crisis management and post-event counseling.

How does active assailant insurance differ from general liability insurance? General liability insurance covers claims for bodily injury and property damage. Active assailant insurance specifically addresses the challenges and immediate costs associated with violent incidents, offering more specialized support and services.

Can the coverage be customized to specific needs? Yes, policies can be tailored to meet the specific needs of your organization, considering factors like location, size and the nature of your operations.

What is the typical cost of active assailant insurance? The cost can vary widely based on the risk profile of the organization, the coverage limits selected, and additional services included in the policy.

Further information

To learn more about how our team can protect your organization from an active assailant incident, contact us today. We’re here to help you fortify your defenses against these critical threats.