Aviation Products Expansion (APEX) Solution

Overview

Our APEX solution provides enhanced single-carrier Aviation Products Liability insurance for U.S. clients, offering broad coverage, high limits and long-term agreements.

Key benefits

Our APEX solution delivers an enhanced Aviation Products Liability insurance solution for WTW's U.S. clients.

Eligible classes:

The WTW APEX program is available to all single-carrier Aviation Products Liability placements, including:

• Aviation component manufacturers, suppliers, distributors and service providers
• Manufacturers with unknown or indirect aviation products exposures (e.g., manufacturers of entertainment systems, lighting, overhead bin fasteners, tools used in the building of aircraft or their components)
• Any size of operation
• Any premium amount (no minimum premium threshold)

Ineligible classes:

Aviation companies whose exposure requires a quota-share (multiple-carrier) Aviation Products Liability insurance program. Examples include airframe and engine manufacturers. If ever in doubt, ask us to review your program.

Coverage highlights:

• Aviation Products and Completed Operations Liability — up to $600 million policy limit
• Grounding liability:
  • Traditional grounding — up to $250 million
  • Partial grounding — up to $10 million
  • Non-occurrence grounding up — to $10 million
• Product recall expense — $1 million
• In-flight testing of aviation products — at policy limit
• Crisis response coverage — $250,000
• Aviation premises liability — at policy limit
• On-airport auto liability — at policy limit
• Hangarkeepers liability — up to $100 million
• Non-owned aircraft liability — up to $10 million
• Contractual liability — at policy limit
• War/terrorism liability — up to $250 million
• Excess auto and employers liability — up to $5 million
• Employee benefits liability — up to $5 million
• Long term agreement – Coverage and rate guarantee for up to 3 years