Skip to main content
main content, press tab to continue

Home Healthcare

Home healthcare organizations face unique challenges by providing patient care in uncontrolled environments.

Contact Us

Home healthcare organizations face the unique challenges of providing patient care in an uncontrolled environment. This dual element of uncertainty compounds the risk and insurance needs of this mission-driven community. Healthcare expertise alone is insufficient in understanding what makes home health risks different.

The WTW Healthcare Practice can help you meet the predicament of balancing patient care and employee safety while addressing the unique risks of caring for patients outside of an acute care setting.

Some of the unique challenges facing home healthcare organizations today:

  • Employee safety
  • Automobile risks, including hired and non-owned
  • Regulatory compliance
  • Having access to appropriate supplies and equipment
  • Attracting and retaining quality staff
  • Reimbursement reform
  • Higher acuity patients
  • Increased M&A activity
casualty marketplace disruptors such as Workers Comp, Umbrella Liability, and Auto Liability
Workers Compensation Aging Workforce Regulatory Reform Medical Bill Inflation Opioid Addiction Umbrella Liability Personal Injury Trends Toxic Tort Landscape Highly Organized Plaintiff Bar Auto Liability Distracted Drivers Auto Fatality Trends Accident Frequency Cost of Technology

Managing your risk

At WTW, we have the resources necessary to assist home health organizations in insurance brokerage, risk analytics, clinical risk management consulting and claims management. In an industry where the human touch is so highly valued, we serve as a hands-on extension of your risk management department. We recognize that every home health organization is unique in their risk financing and risk control needs, particularly as they confront the revolutionary changes in the industry.

healthcare insurance premium entrusted to us annually by clients
associates engaged in healthcare

Highly experienced clinical risk management professionals assisting clients with risk management projects and advice designed to mitigate risk
Home health clients across the U.S
healthcare professional and general liability brokers focused solely on healthcare placements and renewals in the U.S., London and Bermuda
commercial insurance policies on behalf of home health clients annually

We help home health providers reduce total cost of risk through a dedicated team of healthcare brokers in our U.S., Bermuda and London offices, supported by the broad expertise of our national healthcare practice consultants.


WTW hopes you found the general information provided in this publication informative and helpful. The information contained herein is not intended to constitute legal or other professional advice and should not be relied upon in lieu of consultation with your own legal advisors. In the event you would like more information regarding your insurance coverage, please do not hesitate to reach out to us. In North America, WTW offers insurance products through licensed subsidiaries of Willis North America Inc., including WTW Northeast Inc. (in the United States) and Willis Canada, Inc.

Title File Type File Size
Home Health PDF .6 MB
Home Health Heat Map PDF .1 MB
Contact us