North America and Great Britain
The 2025 financial institutions insurance market continues to be stable, with premium reductions still expected across the sub-industry sectors: Banks, Asset Managers, Insurance Companies and FinTechs and Digital Asset firms (subject to risk and claims profile). However, evolving risks—including AI governance, cyber threats, and regulatory changes—require proactive risk management. This report outlines market conditions, rate trends, risk considerations, and strategic recommendations for each sub-industry sector FIs in North America and Great Britain.
“FIs can navigate the evolving landscape with confidence, ensuring their programmes are well positioned to address current challenges and emerging risks.”
Susan Finbow | Global Head of Financial Institutions
Below are individual sector updates in which more details on the market conditions can be found on their individual update pages.
FIs can navigate the evolving landscape with confidence ensuring their programmes are well positioned to address current challenges, emerging risks and capitalize on favourable market dynamics.
If you would like more information on how we can assist you in navigating the FI insurance landscape, please contact us.
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WTW hopes you found the general information provided here informative and helpful. The information contained herein is not intended to constitute legal or other professional advice and should not be relied upon in lieu of consultation with your own legal advisors. In the event you would like more information regarding your insurance coverage, please do not hesitate to reach out to us. In North America, WTW offers insurance products through licensed entities, including Willis Towers Watson Northeast, Inc. (in the United States) and Willis Canada Inc. (in Canada).
