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Via Benefits Access

Expert health insurance support for individuals without employer coverage.

Via Benefits offers comprehensive health insurance solutions for individuals who aren’t eligible for their employers’ group coverage or employer subsidies, including retirees, part-time employees, contractors and seasonal workers. 

Employers can offer valuable access to a health insurance marketplace where a wide range of plan options are available.

When traditional group coverage isn’t available, Via Benefits helps individuals:

  • Evaluate and choose the right plan
  • Understand access to federal subsidies
  • Enroll with confidence

Who We Support

Individuals losing coverage

  • Retirees
  • Terminated employees
  • People with disabilities
  • Divorced spouses
  • Adult children aging off plans (age 26)

Individuals ineligible for coverage

  • Part-time or hourly workers
  • Contractors
  • Seasonal employees
  • Interns
  • Employees in waiting periods

Benefits for employers

  • Valuable program that enhances your overall employer benefits offerings
  • Potential cost savings from reduced enrollment in COBRA or pre-Medicare coverage
  • No or low cost to implement
  • Minimal employer effort: No need to terminate current plans, no requirement to fund individual coverage, no required eligibility file

Benefits for individuals

  • Access to a wide range of individual health insurance plans
  • Premier advisory and enrollment support from highly experienced Via Benefits licensed benefit advisors at no cost
  • Guidance on federal subsidies
  • Potentially more affordable than alternatives like COBRA or employer-sponsored Pre-Medicare coverage which often come with higher premiums
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