Employers are asking more from their retirement programs: better employee experience, stronger retirement readiness and measurable workforce value. But many employers are still operating without a clear, consistent view of what successful retirement outcomes should look like.
Findings from WTW’s 2026 U.S. Defined Contribution Survey reveal where the gap exists and where employers are focusing next to close it.
What the full report will explore
WTW’s 2026 U.S. Defined Contribution Survey report will examine how employers are responding to rising expectations for retirement programs and where the biggest opportunities exist to improve outcomes for employees and organizations. The full findings will explore:
- How employers are defining retirement readiness — and why a clearer definition of success is essential to measuring progress.
- How data, analytics and AI are reshaping retirement plan decisions — from participant insights to more targeted communications and support.
- How sponsors are creating capacity for higher-impact retirement strategy — including new approaches to governance, administration and delivery.
- How employers are supporting employees at and through retirement — particularly as interest grows in retirement income solutions and spending-phase support.
Four opportunities for action
Closing the retirement outcomes gap
The opportunity is no longer simply improving retirement plans — it's improving retirement outcomes. Employers that clearly define success, use data to guide decisions and support employees throughout their retirement journey will be better positioned to enhance employee experience, strengthen workforce outcomes and maximize the value of their retirement programs.
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