Increased capacity, heightened competition and diverging rate trends are reshaping the North America facultative market, creating new opportunities for buyers who engage early and strategically.
Key takeaways
The North America facultative market is continuing to soften across most product lines, with increased capacity and heightened competition driving significant rate reductions, particularly in Property and Construction.
Financial Lines and Cyber are beginning to stabilise, while Casualty—especially Auto—remains an exception, with rates continuing to rise. Clients can maximise opportunities by engaging the market early, developing a clear strategy and providing strong submissions from the outset.
Global market reach is also increasingly valuable, giving clients access to a broader range of capacity and enabling tailored solutions and competitive outcomes.
Disclaimer
WTW hopes you found the general information provided here informative and helpful. The information contained herein is not intended to constitute legal or other professional advice and should not be relied upon in lieu of consultation with your own legal advisors. In the event you would like more information regarding your insurance coverage, please do not hesitate to reach out to us. In North America, WTW offers insurance products through licensed entities, including Willis Towers Watson Northeast, Inc. (in the United States) and Willis Canada Inc. (in Canada).
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