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Disaster Prep: Comprehensive Hurricane Preparedness Guide

June 2026

Now is the time to prepare — it only takes one

According to the National Hurricane Center, the 2025 Atlantic hurricane season, showcased near-normal activity, marked by periods of very strong storms. The season fell within the predicted ranges for named storms, hurricanes and major hurricanes issued by NOAA’s Climate Prediction Center in the August Outlook. The Atlantic basin produced 13 named storms (winds of 39 mph or greater), of which five became hurricanes (winds of 74 mph or greater) and four intensified to major hurricanes with winds reaching 111 mph or greater. No hurricanes made landfall in the continental U.S. for the first time since 2015. An average season has 14 named storms, seven hurricanes and three major hurricanes. The Atlantic season was notable for its striking contrast — wavering between periods of relative calm and bursts of intense activity, generating very powerful storms. While the climatological peak of the hurricane season (September 10) was quiet with no tropical activity, the season as a whole generated three Category 5 hurricanes. No other year with similar or less total activity has had three Category 5 storms.[1]

We’ve created this Disaster Prep series to help you prepare for, protect against and respond to the effects of a natural disaster, such as a hurricane, flood or tornado. For more information, please review the resources in our Disaster Response Center or contact your local WTW client relationship director or risk control consultant. See our other reports in this series: Disaster Prep: Flood evaluation and recovery plan Disaster Prep: Post-flood safety and security Disaster Prep: Tornado preparedness and safety Disaster Prep: Business continuity management Disaster Prep: Hurricane preparedness and action plan / 2 It’s important to keep in mind that the effects of a hurricane or tropical storm can be felt for hundreds of miles inland, not just along the coast. For example, inland flooding can be a huge concern, even if you are not physically located in a flood zone. Additionally, tornadoes are frequently spawned from hurricanes and tropical storms making landfall, so precautions are needed to protect structures and personnel from these events as well (See other installments in this series for more information about safeguarding against floods and tornadoes).

It’s important to keep in mind that the effects of a hurricane or tropical storm can be felt for hundreds of miles inland, not just along the coast. For example, inland flooding can be a huge concern, even if you are not physically located in a flood zone. Additionally, tornadoes are frequently spawned from hurricanes and tropical storms making landfall, so precautions are needed to protect structures and personnel from these events as well.

Download our hurricane response and action plan at the bottom of the page to learn how to protect your employees and your business in the event of a hurricane or tropical storm, including:

  • 2026 landfall predictions
  • How to prepare your workplace
  • Post-storm assessment
  • A checklist of hurricane precautions before, during and after a storm
  • Understanding hurricane terminology and classifications
  • Links to additional resources and information

How WTW can help

WTW has teams of highly qualified experts specializing in disciplines that provide solutions to issues that are critical to our clients. Our National Property Claims and Forensic Accounting & Complex Claims (FACC) practice include: certified public accountants, forensic accountants, property claim consultants, certified fraud examiners, project managers, FEMA experts, and engineering and construction consultants, with colleagues residing in multiple offices around the world.

The senior leaders of the National Property Claims and FACC teams have worked on some of the most challenging and complex insurance claims resulting from some of the world’s largest catastrophes and disasters, such as Superstorm Sandy and Hurricane Katrina, and the more recent Hurricanes Ian, Harvey, Irma and Maria. These teams have been successful in quantifying and recovering billions of dollars on behalf of clients.


Footnote

  1. National Hurricane Center, Monthly Atlantic Tropical Weather Summary, Return to article 

We've created this Disaster Prep series to help you prepare for, protect against and respond to the effects of a natural disaster, such as a hurricane, flood or tornado.

For more information, please review the resources on our Disaster Response Center or contact your local WTW client relationship director or risk control consultant.

Contacts

Henry Daar, Practice Leader, National Property Claims

Henry Daar

Practice Leader, National Property Claims

Ken Giambagno, Head of Global Forensic Accounting & Complex Claims Practice

Ken Giambagno

Head of Global Forensic Accounting & Complex Claims Practice

David Gluckman

David H. Gluckman, ARM, CBCP, CFPS, CBCA

Senior Risk Control Consultant

Marc Hindman - Head of Risk Control & Claims Advocacy Risk & Analytics Hub Leader

Marc Hindman

Head of Risk Control & Claims Advocacy
Risk & Analytics Hub Leader