Defined Contribution

Our expertise, experience and market leading research gives us a unique perspective and helps us shape the right solutions for the changing pension and savings landscape.

We help trustees of occupational DC schemes to:

• Put in place a high-quality experience for members, developing inclusive communication strategies and supporting members as they approach their retirement
• Design and review an appropriate investment strategy for members, including integrating environmental, social and governance (ESG) considerations to ensure a better future for our people and planet
• Meet their governance and legal requirements to ensure schemes are well run and more likely to deliver good member outcomes

We advise employers on:

• DC plan design and broader financial wellbeing strategy, ensuring benefits are inclusive for all and can attract and retain top talent
• The strategic oversight of their Master Trust and/or contract-based DC pension and savings plans

We support individuals by:

• Providing guidance, support and advice on their financial matters through our Financial Planning Group
• Giving UK employees at all levels of seniority, help to maximise the benefits from their remuneration package with minimum effort on their part

What sets us apart:

• One of the largest dedicated teams in the UK, bringing you the best of WTW, leveraging the experience and skills of our market-leading investment, administration and communication consultants
• A dedicated DC provider research team which brings significant value and peace of mind to our clients and is built around in-depth knowledge of the DC provider market, enabling employers and trustees to robustly govern their pension provider
• A proven track record and significant experience in working with DC arrangements across various sectors ranging in both size and complexity
• Our plan design framework helps employers to identify their objectives for their DC pension scheme and broader financial wellbeing strategy within any time and cost constraints they have
• LifeSight and Cushon, our award-winning master trusts solutions, offer employers of all sizes high-quality, independently governed pension provision that is dedicated to helping their employees achieve happy, secure retirements
• A strong commitment to delivering industry leading thought leadership and quality surveys to underpin our advice and provide benchmarking data