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Digital infrastructure and data centers: Connections beyond insurance

Maximize operational uptime: Identify the complex risks across digital infrastructure ecosystems, including data centers, and push the boundaries of transactional insurance and risk management.
How can data center operators redefine risk?

Redefine your risk and maximize operational uptime

Identify the complex risks across digital infrastructure ecosystems, including data centers, and push the boundaries of transactional insurance and risk management

What makes data center risk different?

While digital ecosystems and their data centers drive global growth, they also introduce diverse and interconnected risks that traditional insurance approaches can struggle to address.

To meet these needs, we go beyond the traditional and generic by focusing on the complex and systemic risks across the sector. Calling on our risk management framework, you'll have a fully integrated view of your critical risks, their related impacts on your operations and, crucially, your customers.

Whether you’re an operator, constructor, developer, energy provider, hyperscaler or colocation provider, you may be asking how should we assess climate risk or how does AI-driven demand affect our risk profile. We can help you to build competitiveness, resilience and sustainable growth:

  • Stay ahead of complex risks with specialists who combine industry expertise, analytics and research to expose the interdependencies and emerging threats others may miss
  • Leave no critical area exposed with our risk management framework, covering physical, financial, climate, cyber, legal, supply chain, operational and emerging risks
  • Retain trust, reputation and corporate integrity

This differentiated approach is why we’re trusted by the world’s biggest digital infrastructure and data center organizations.

What are the biggest risks facing data centers today?

Our eight-point risk management framework highlights digital infrastructure and data center risk challenges and potential impacts, allowing you to identify, quantify and mitigate the risks you face:

  • Emerging and strategic risks

    Strengthen long-term competitiveness and resilience

    Identify systemic and interconnected risks, AI-driven demand, geopolitics (multiple vulnerabilities across assets and people), technological innovation, as well as insurability and policy exclusions.

  • Physical damage to property and equipment

    Reduce operational disruption

    What physical risks could disrupt data center operations? Understand power access and outage risks. Assess vulnerabilities to nat cat exposures using risk analytics for early risk identification and mitigation. Consider physical damage from multiple causes, as well as damage to equipment and cargo.

  • Financial risks impacting operations and reputation

    Optimize balance sheet protection

    How can data center operators protect against financial risk? Quantify your financial exposure to operational downtime or redundancy. Understand loss of revenue, working capital impacts, scheduling delays, private equity, M&A risks and insurance gaps.

  • Climate, environmental and third-party liability risks

    Drive sustainable growth and strengthen corporate resilience

    How can data center operators assess climate risk? Understand and quantify natural disasters, climate, physical and transition risks, including chronic risks such as drought and heat stress. May encompass pre-construction hazard, third-party, environmental and construction liability.

  • Cyber and data-related risks

    Safeguard client trust and reputation

    What are the biggest cyber risks facing data centers? How could AI-driven demand affect data center risk? Address threats such as malware and ransomware attacks, data breaches and privacy liability. May include system failure and insider threats.

  • Compliance and legal risks

    Strengthen corporate integrity and global growth

    Understand regulatory requirements, including data protection and cybersecurity regulation violations, licensing issues, possible audit failures and professional error and omission risks, amongst others.

  • Supply chain risk

    Boost operational resilience, cost efficiency and competitive advantage

    Identify potential physical loss or damage to equipment and machinery, consider hardware shortages, credit risks related to supply chain, vendor lock-in and third-party / contractor failures and related vulnerabilities.

  • Operational risk

    Enable smooth business transformation and strengthen organization resilience

    Manage a wide range of risks including power source challenges, transition risk from the construction phase to operational start-up, shared fate risk, continuity planning failures, people risk and human error or poor change management.

Digital infrastructure and data centers contact

Karl Sawyer, Digital Infrastructure Lead, Europe and GB Industry Lead – Technology, Media and Telecommunications Willis, a WTW business

Karl Sawyer

Digital Infrastructure Lead, Europe and GB Industry Lead – Technology, Media and Telecommunications Willis, a WTW business

Axco Global Insurance Awards 2026

Emerging Risk Solution of the Year