Rate-on-Line 3-year movements – whole tower (ABC)
Rate change prediction – next six months
Large enterprises: flat to -5% on the primary, -10% to -15% on excess layers
SMEs: flat to -5% on the primary, -5% to -10% on excess layers
Notifications
Appendix: Methodology for statistics
| Min | Max | Notes | |
|---|---|---|---|
| Rate on Line | 0.01% Rate on Line | No max | Rate on Line is calculated by dividing the premium by the limit of liability that is being purchased and expressing that as a percentage. This shows the proportional cost of the limit of liability being purchased by each client. |
Figures in this report are based on WTW FINEX FINMAR client placements, sourced as 9 September 2026, and WTW client notifications from GB placements only, between 1 January 2007 to 30 June 2026. They will be updated periodically to reflect additional records. The ROL Graph in this report show the moving averages between July 2023 and H1 2026.
An ABC placement is one which includes cover for Side A (D&O non-indemnified loss), Side B (D&O indemnified loss) and Side C (Company Securities Claims).
Rate change predictions are based on what our brokers are seeing and the discussions we have had with underwriters. Rates will fluctuate depending on industry sector, company size and recent claims history, amongst other factors. The rate prediction is for an average client with no recent adverse claims history.
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