In this issue of Retirement Radar — WTW’s quarterly newsletter, designed to help employers in India stay ahead of the curve on retirement benefits strategy, funding, and compliance.
Retirement benefits continue to play a central role in supporting employees’ long term financial security and reinforcing organisational commitment to their wellbeing. As economic conditions evolve and regulatory expectations intensify, it is increasingly essential for employers to understand the forces shaping retirement funding plans and compliance requirements to better support their workforce.
Actuarial assumptions
We spotlight the key assumptions shaping employee benefit valuations — from shifting bond yields to evolving salary trends and attrition patterns. Backed by the latest economic signals and demographic realities, these updates explain what’s driving liability changes and what it all means for your financial statements.
Retirement benefits funding
In India’s changing regulatory environment, retirement benefits are not just an HR responsibility – they are becoming an important financial and governance priority. With the introduction of the Code on Social Security 2020, organisations are being encouraged to manage retirement benefits in a more planned and transparent way. Earlier, many employers managed gratuity on a pay-as-you-go basis, which created uncertainty for both employees and company finances. The new labour codes signal a clear shift towards better-funded and professionally managed retirement systems.
Labour Codes update
WTW conducted a webinar on February 26, 2026 covering updates on Labour Codes, market insights on financial impact on gratuity / leave encashment and ways of mitigating the impact being considered by corporates. The webinar covered information disclosed by BSE 100 companies as well as insights from over 200 WTW clients.
Regulatory updates
Stay informed on the latest legislative and policy changes impacting retirement benefits in India. This section highlights key updates, including new mandates, budget announcements, and compliance requirements for employers.
Stay tuned for future editions as we continue to bring you timely insights and expert guidance on navigating India’s evolving retirement benefits landscape.
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| Title | File Type | File Size |
|---|---|---|
| Retirement Radar, March 2026 editionPDF | .7MB |
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