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Construction Contractors Whole Account

Willis Towers Watson assists contractors and sub-contractors in the UK with the effective management of their exposure to risk through the design of tailored annual insurance programmes. Our role is to find the optimum balance between risk retention and risk transfer and minimise the total cost of risk.

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Willis Towers Watson will work with our clients to understand the contract conditions they are being asked to work under and to design appropriate risk retention and transfer solutions.

Each contractor and sub-contractor has to manage financial exposures arising from loss of, or damage to, their contract works, contractors plant and equipment, and legal liability to employees and third parties.

To minimise contractors’ exposures we design risk transfer solutions for:

  • Construction and erection of contract works
  • Loss or damage to property and assets
  • Public, products and employers’ liability
  • Non-Negligent/Liability of the Employer
  • Constructional plant and equipment
  • Plant hire liability/hiring in fees
  • Terrorism Buy Back
  • Marine transit and Marine cargo
  • Motor fleets
  • Professional indemnity
  • Legal expenses
  • Legal indemnities
  • Environmental risks
  • Performance bonds
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