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Weaponising AI: a new class of financial and cyber risk

Author

Michael Parrant
May 14, 2026

As artificial intelligence becomes embedded in financial systems, a new generation of threats is emerging that challenges traditional assumptions about cyber risk. AI wallet attacks represent a shift away from breaching cryptography or stealing credentials, instead exploiting automated decision‑making, delegated authority and usage‑based economic models to cause financial loss, disruption and integrity failures.

This article examines how attackers are weaponising AI to manipulate wallets, AI agents and token‑based systems, resulting in denial‑of‑wallet scenarios, runaway costs and unintended transactions, all without compromising core security controls. These attacks blur the lines between cyber, financial and operational risk, and can have material impacts on business continuity and governance.

Understanding this evolving threat landscape is critical for organisations deploying AI‑enabled financial tools, autonomous agents or API‑driven platforms.

Understanding this evolving threat landscape is critical for organisations deploying AI‑enabled financial tools, autonomous agents or API‑driven platforms.

Download the full article to explore emerging attack patterns, real‑world examples, and the governance strategies organisations need to manage AI authority at financial speed.

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TitleFile TypeFile Size
WTW1016AU_TL_Weaponising_AIPDFPDF3.1MB

Author

Michael Parrant, Director, Cyber & Technology, Pacific – FINEX

Michael Parrant

Director, Cyber & Technology, Pacific – FINEX