Leveraging eMPF for efficient MPF management

One-Stop access to all MPF accounts

When all trustees are fully onboard the eMPF platform on 29 January 2026, members will be able to view all their MPF accounts under different trustees through a single platform. This includes contribution accounts, personal accounts from previous employment, tax-deductible voluntary contribution accounts, and special voluntary contribution accounts. Members will no longer need to log in to multiple trustee platforms, improving convenience and management efficiency.

Flexible management of investment portfolios

Many members hold multiple MPF accounts. Previously, adjusting investment portfolios required logging into each trustee’s website separately. The eMPF platform provides a one-stop interface for centralized management of all accounts’ investment arrangements.

Select “My MPF” from the menu, then click “Investment” and “Investment of the Existing Account Balance” to view all schemes and accounts under your name. After selecting a specific scheme, you can restructure your portfolio or switch funds. Please note:

• Allocation percentages to individual funds must be whole numbers
• Contribution types include employer mandatory, employee mandatory, employer voluntary, and employee voluntary contributions
• Each account’s allocation must total 100%

After completing changes for one scheme, members can continue to select other schemes and repeat the steps to adjust their investment strategy flexibly, thereby building up a holistic investment strategy over all accounts.

Members can also change the investment allocation for future contributions. Simply select “My MPF,” click “Investment” and “Investment of Future Contributions,” then choose the scheme and account to adjust according to personal risk tolerance/preference.

Paperless process for easier account consolidation

Before eMPF, consolidating MPF accounts required filling out paper forms and signing them. If the signature did not match the trustee’s records, members had to re-sign the forms or update their signature records, making transfers more complicated and time-consuming. eMPF eliminates these steps through its paperless process, making account consolidation simpler and faster.

Members only need to log in to eMPF, click “My MPF,” select “Transfer MPF,” and follow the instructions. You can view account details, choose the accounts to transfer from and to, verify the information, and submit the application. The system will immediately display a reference number and submission time. Members can also check the application status under “My Records” anytime to track progress.

Master the eMPF for better retirement planning

eMPF simplifies MPF administration and provides resources to assist users. If you have any questions, visit the “Tutorials” section on the eMPF website to download detailed user guides and learn about each feature.

Once all trustees are fully onboard early next year, members will enjoy a more efficient and flexible management experience. Whether consolidating MPF accounts, adjusting investment portfolios, or checking application progress, eMPF offers a simpler and faster way to help you plan for retirement security.