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Essential tips for becoming an MPF millionaire

Author

Elaine Hwang and
William Chow
October 3, 2025

The Mandatory Provident Fund Schemes Authority (MPFA) recently announced that the number of MPF accounts with accrued benefits exceeding HK$1 million has reached 125,000 — double of that five years ago, reflecting the long-term accumulation and growth potential of the MPF system. This article explores key strategies to help you steadily move toward your financial goals and become an "MPF Millionaire."

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Authors

 Elaine Hwang

Elaine Hwang

Managing Director & Business Development Lead, Retirement, Hong Kong

Photo of William Chow

William Chow

Head of Retirement, Hong Kong & Macau

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Retirement