We attach our Terms of Business Agreement (February 2025) (“TOBA”) which sets out our professional relationship and the services we will provide to you.
This updated version includes changes which:
- ensure that all forms of remuneration which the WTW group may earn for services provided to (re)insurers relating to your placement are disclosed to you, in line with regulation and with WTW’s operating standards;
- clarify our responsibilities in relation to administering premium-related taxes; and
- explain how we hold your money, where you use a payment intermediary.
Download your TOBA
| Title | File Type | File Size |
|---|---|---|
| February 2025 Terms of Business Agreement | .6 MB |
Previous TOBAs
| Title | File Type | File Size |
|---|---|---|
| July 2024 Terms of Business Agreement | .6 MB | |
| February 2024 Terms of Business Agreement | .6 MB | |
| September 2022 Terms of Business Agreement | .5 MB | |
| January 2021 Terms of Business Agreement | .2 MB | |
| February 2020 Terms of Business Agreement | .2 MB | |
| January 2019 Terms of Business Agreement | .1 MB | |
| December 2017 Terms of Business Agreement (effective 1 January 2018) | .1 MB | |
| March 2017 Terms of Business Agreement (effective 31 March 2017) | .3 MB | |
| June 2016 Terms of Business Agreement (effective 1 June 2016) | .1 MB | |
| January 2016 Terms of Business Agreement (effective 5 January 2016) | .3 MB |
