Multinational companies deploy expatriates for a variety of reasons, including business expansion, M&A transitions and talent development. Often, these key employees will be posted abroad for extended periods; ensuring consistent access to international health insurance, global risk coverage, business travel medical protection, evacuation services and global wellbeing programs is critical for safeguarding them and supporting successful assignments.
Despite recent political and economic headwinds, our 2025 Global Mobility and Expatriate Benefits Survey shows that global mobility continues to be a strategic lever for business growth – in late 2025, over 80% of employers said they planned to maintain or increase international assignees in the next 12 months.
These key employees undertake challenging work in locations far from home. It's more important than ever to ensure they feel protected and supported through compliant, competitive and sustainable global benefits — for themselves and their families.
What we do
Navigating the complexities of expatriate benefits plans is becoming one of the most complex responsibilities for HR and Global Mobility leaders. Our consultants, working with local colleagues around the world, are uniquely positioned to provide:
- Advisory and support services: Industry-leading guidance for developing, implementing and managing healthcare and risk benefit strategies for international assignees and business travelers
- Compliance guidance: Ongoing advice on compliance factors affecting benefit programs, with recommendations based on competitive practices and industry benchmarking
- Risk mitigation: Addressing unique risks associated with expatriate assignments, including duty of care, war risk coverage, travel assistance and evacuation services
- Competitive pricing: We secure competitive pricing through our financial expertise, strong relationships and enhanced terms with leading expatriate insurers
Well‑designed expatriate strategies support talent attraction and retention, while also enabling organisations to meet their duty of care responsibilities.
Through a combination of benefits broking, consultancy services and specialist subject‑matter expertise, we partner with multinational organizations to:
- Review and enhance health and risk plan design to ensure benefits remain fit for purpose
- Align business travel medical and accident arrangements with expatriate programs
- Assess competitive practice and market position, including benchmarking and compliance reviews
- Undertake independent claims analysis and pricing projections to support informed decision‑making
- Meet duty of care and legislative obligations, providing compliance confidence to both the business and employees
Contact
“Global mobility remains a critical driver of business growth, skills transfer and talent development, requiring employers to carefully balance rising costs with comprehensive healthcare, wellbeing and duty-of-care support for internationally mobile employees.”Pam EnrightManaging Director, Expatriate Benefits Solutions
Why WTW?
Through our years of experience and dedicated global teams, we specialize in addressing the unique challenges faced by organizations with internationally mobile employees. We tailor our expatriate benefits solutions to your organization's unique needs, working side by side with our Global Benefits Management team to ensure that your expat benefits solutions are aligned to strategic global activities.
Operating globally through our centers of excellence, with over 3,000 programs under management worldwide, we ensure alignment and compliance, while also identifying opportunities to improve benefits programs by leveraging the world's leading expatriate benefit providers.
Global Benefits Management
Benefits for internationally mobile employees are a key component of multinational organizations’ approach to Global Benefits Management (GBM). Our teams align our global consulting services alongside other strategic GBM activities.Benefits for internationally mobile employees are a key component of multinational organizations’ approach to Global Benefits Management (GBM). Our teams align our global consulting services alongside other strategic GBM activities.
Market developments
We provide monitoring and advisory services on the ever-changing compliance requirements for expatriate benefit programs, helping employers maintain compliance, manage plan and vendor changes and protect global employees.We provide monitoring and advisory services on the ever-changing compliance requirements for expatriate benefit programs, helping employers maintain compliance, manage plan and vendor changes and protect global employees.
Comprehensive data and analytics
We conduct a biennial survey that focuses on health, risk and related programs for expatriates and international business travelers. We also manage a specialized database to provide market practices by region, industry and IME categories.We conduct a biennial survey that focuses on health, risk and related programs for expatriates and international business travelers. We also manage a specialized database to provide market practices by region, industry and IME categories.
Global breadth, local depth
With over 3,000 programs under management worldwide, our dedicated teams of experts operate globally through centers of excellence (COEs) in the Americas, Europe, Middle East and Africa and Asia Pacific.With over 3,000 programs under management worldwide, our dedicated teams of experts operate globally through centers of excellence (COEs) in the Americas, Europe, Middle East and Africa and Asia Pacific.
