Whatever stage you are at in your sports career - an up and coming star or an experienced veteran - forging a career in sport is challenging. For anyone taking part in professional sports, the risk from injury is ever-present, especially on the practice ground. Such concerns bring the need to protect your income and future earnings into sharp focus.
Professional clubs are also concerned about their on-pitch performance if they should be without influential players for extended periods due to injury or illness. This is becoming even more important as the money involved in sports increases.
The rapid growth in popularity of women’s sport has been incredible, so now is the time to consider how insurance can help mitigate the risks faced by female athletes.
Who is the insurance for women in sport solution for?
Amateur and professional athletes
Clubs, associations and federations
Insurance for women in sport policy benefits
Core benefits
The policy is an enhanced personal accident insurance and covers the accidental death of, or severe injury to, the insured party. This would then activate benefits to replace income according to the policy terms.
Willis, a WTW business, can arrange worldwide sport personal accident insurance tailor-made to protect individual athletes and sporting teams providing peace of mind should the unfortunate happen.
Our personal accident cover protects individuals in the event of a loss of personal income because of an accident or mental illness, and the benefits consider the genetic differences females may endure whilst playing in their sport.
The policy is valid globally and support is available 24 hours a day.
Any accident within the terms and conditions of the policy that leads to an injury is covered, it does not have to occur during playing, practicing or training. Payments made can be multiples of salary or a lump sum benefit amount.
Additional benefits to support sportswomen
After reviewing this specialized solution and speaking to sportswomen, we have included these additional tailored benefits:
- Mental health support
- Retraining
- Childcare expenses
- Prosthesis cover
- Reconditioning costs in the event of permanent disability
Ongoing discussions are advancing for:
- Simultaneous accidental death of the insured and partner/dependents. Sub-limits will be in line with regulatory requirements
- Postpartum physiotherapy benefits to aid the player in returning to their profession
- Mental health support to include postnatal depression and miscarriage
