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Public Sector and Education

WTW provides a range of capabilities and services to meet the unique risk management and employee benefits needs of public sector organisations and educational institutions.

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Public Sector

In the Republic of Ireland, the public sector manages its insurable risk in a number of different ways. Many government bodies receive a hold harmless indemnity and any loss or damage by way of property or liability risks are paid for out of public expenditure annual budgets.

Others are given limited indemnities and may have to supplement this by buying commercial insurance. An example of this would be medical malpractice for public sector hospitals, which is provided under the clinical indemnity scheme and claims are managed by the State Claims Agency.

WTW have an in-depth knowledge and experience of arranging insurance programmes for government-owned assets and liabilities. In this regard we provide a full range of services to support the placement of the programmes by way of claims management and risk management.

In addition, we are regularly asked to arrange specialist covers such as judicial review, and if it is not freely available in the market, WTW is one of the few brokers capable of arranging such protection for government-owned agencies and authorities.

Our clients range across all the government agencies from healthcare and education to transport and energy.

Higher Education

Our Education Practice provides insurance broking and risk management services to universities, third level institutes and primary and secondary schools both in the public and private sector.

Our experienced and knowledgeable team act as insurance brokers to a large number of universities and third level institutes. We are also the leading independent provider of risk and insurance advice to primary and secondary schools. Our dedicated team understands the specific issues and requirements of this sector and realises the considerable pressures and changes facing education providers today.

We recognise the need to control costs through the use of increased efficiencies, and can provide innovative insurance solutions using our experience and expertise.

Some of the key benefits WTW can provide:

  • Competitive/sustainable insurance premiums
  • Ability to benchmark premiums and scope of cover against other peer groups
  • Educational insurance solutions
  • Significant buying power with all major insurers
  • Evaluation of your existing arrangements
  • Identification of key uninsured risks
  • Profiling your risk to attract alternative insurance options
  • Improved cash flow through premium financing


WTW Insurances (Ireland) Limited, trading as WTW is regulated by the Central Bank of Ireland. In the UK, WTW Insurances (Ireland) Limited is authorised by the Central Bank of Ireland and is subject to limited regulation by the Financial Conduct Authority.

Details about the extent of our regulation by the Financial Conduct Authority are available from us on request.

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