Multinational companies are increasingly looking at their global employee benefit programs around the world. As your business considers its approach to execution, it will also be important to ensure that the right framework and governance are in place to enable each insurer to best support the delivery of your employee benefits — and the best outcomes for employees and the business — around the world.
The 2025 global benefits financing matrix provides a complete listing of the eight key benefits networks who have global pooling and, in some cases, captive capabilities. In the matrix, you can find the listing of network insurance partners by country and market, including offshore capabilities, and the products that can be pooled.
For each country, the matrix lists insurers that can provide policies and products and shows coverages that are poolable for each insurer in brackets, e.g. life, accident, disability, medical and pension.
Global insurance networks are an element of the global operating model for these multinational companies. Active management is critical to the success of executing these strategies, and this matrix provides market intelligence to help companies understand the capabilities of the global insurance networks.
The full report can be downloaded by filling out the form on the right.
For further information and support on multinational pooling and global employee benefits captive capabilities, please contact your regional WTW consultant.
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