Casualty risks are constantly evolving and growing in frequency, scope and complexity. Every risk is unique due to changing legal or regulatory environments and shifting markets.
Additionally, the simple term “casualty” includes several areas of risk, such as:
- Automobile
- Environmental
- Product recall
- General liability
- Product liability
- Workers’ compensation and employer’s liability
We approach these exposures with a practical, cohesive strategy rather than separately. As your insurance broker, our goal is to understand your unique risks and formulate customized solutions that help protect your organization’s bottom line.
We provide a range of casualty solutions including:
- Identification and quantification of risks
- Exposure analysis, including casualty risk heat maps
- Limit purchasing analysis
- Risk retention analysis
- Prioritization of risk financing goals
- Insurance program design, including customized policy wording
- Newly developed solutions to cover previously unaddressed areas of corporate exposure
- Periodic state-of-the-market analysis, with analysis of insurance market intelligence throughout the year
- White papers addressing emerging casualty risks and topics
- Preparation of policy form comparisons
- Forensic accounting
