Pension funds carry a high responsibility towards their members, offering protection against various life risks, including old age, disability, or death. Ensuring these commitments can be a complex task, demanding a deep understanding of risk management.
Our team of certified Swiss Pension Fund Experts, alongside our experienced actuaries, stand ready to assist board trustees in making informed decisions. We're here to empower you in establishing and preserving a robust pension fund that provides unwavering security to your members.
Goal of Pension Fund Expert services
In order to be compliant with the Occupational Benefits Law (Art. 52e BVG/LPP) regular assessments by qualified Pension Fund Experts needs to be conducted by every pension fund to ensure the continued fulfillment of its pension obligations. Our strong team of Swiss-certified Pension Fund Experts is ready to conduct these essential examinations for your pension fund. In addition, we can help you with the design of your pension fund, ensure that your investment strategy meets your long-term asset return goals with the help of ALM studies and keep you up to date with any changes to regulations and/or trends in the market.
Core elements of Pension Fund Expert services
The Pension Fund Expert assists the Foundation and its Board of Trustees in all tasks required by Art. 52e BVG/LPP and in all matters relating to the daily management of the Swiss pension fund. Our work culture is based on a collaborative team approach which enables us to bring you different points of view that are necessary for better decision-making for the Board of Trustees. We offer you the following services:
- Actuarial reports: Our actuarial reports serve as an assessment tool, where our expert affirms the pension fund's well-being, provides valuable recommendations, and identifies any necessary actions. Within these reports, we determine the balance sheet, coverage ratio, and investment fluctuation reserve, while also conducting a thorough analysis of the factors contributing to gains and losses
- Strategic liaison: We serve as the primary liaison and expert resource for the Board, conducting in-depth analysis and offering recommendations for innovative concepts. Additionally, we transform information into accessible insights for all Board members, while also efficiently managing relationships with supervisory authorities and diverse stakeholders.
- Strategic advice: We offer strategic advice for any autonomous and collective Foundation in its development including services related to 1e plans.
- Structural Changes: We advise on harmonization of plan benefits, assist during mergers and acquisitions and can help you with a creation and/or liquidation of a foundation.
- 360° Benefits approach: We provide a wholistic support to ensure the best solution for your pension fund, including our actuarial, legal, investment and brokerage team.
Why WTW?
We have about 10 qualified Pension Fund Experts in our team which are supported by more than 30 pension fund consultants including pension fund managers, certified actuaries, financial advisors (CFAs), mathematicians, economists and lawyers. Together, we have the broad expertise required to guide you through a broad spectrum of occupational benefits projects.
With our more than 35 years of experience in Switzerland already, we are well-equipped to assist you in managing relationships between the Foundation Board and a diverse range of stakeholders, including supervisory authorities. Our commitment is to safeguard the Foundation's interests while maintaining a cost-effective approach. Our experts are at your disposal, close to you, in Zurich, Lausanne and Geneva.
