What is Facultative Reinsurance?
Facultative reinsurance is a vital tool that helps insurers manage challenging exposures and maximize their participation in placements by transferring risk elements that might otherwise exceed their appetite or net capacity.
Facultative reinsurance can help you to:
- Keep within risk appetite by carving out challenging risks or locations.
- Reduce volatility by transferring risks that could cause sudden or excessive losses.
- Manage risk accumulation by reducing exposure to attritional and aggregated losses.
- Enter new product lines and business areas with confidence.
- Protect your capital position and meet solvency requirements.
Willis Statistics as at 1 September 2026
100+
100+ reinsurance markets accessed globally
150+
150+ colleagues in our Facultative Team
24hrs
24 hrs a day our brokers are trading across markets
At a glance
We offer one-stop access to the global reinsurance marketplace from wherever you are in the world, delivering a seamless experience by working together as one team on your behalf.
Access globally integrated solutions
Willis’ Facultative team is ideally placed to help you achieve your aims. With more than 150 reinsurance specialists based in our global hubs, we have the expertise, agility, and scale to deliver tailored, globally-integrated solutions wherever in the world you need them.
Our Facultative brokers work across borders and territories to provide the right capacity for the right risk, sourcing from more than 100 reinsurers, from large established to smaller emerging markets.
Make smarter data-driven decisions
We use quantitative analysis and sophisticated risk modeling to better understand the risks you want to transfer and give you a clearer view of your risk transfer options.
Through clear, data-driven insights, we’ll help you make smarter, better-informed buying decisions that align with your strategic and financial goals and are a better match of risk to capital.
Our Facultative reinsurance specialists can also help you design and structure programs to maximize coverage and benefits for you and your clients, working with you to find solutions that benefit all stakeholders involved in a placement.
Get round the clock service
Our brokers make themselves available and accountable, working to your priorities and in your language, ensuring precision, clarity and confidence in every interaction.
- We’re accessible 24 hours a day, trading across more than 100 markets in 15 territories. This enables rapid placement and responsiveness to market opportunities.
- We’ll partner with you to consider reinsurance options and help you build meaningful capacity across current product lines and when exploring new ones.
- We’ll provide a dedicated account team and share information, data and insights to help you manage your risks, with ease of access through a single platform.
Industries and global lines of business we support
- Property
- Casualty
- Construction
- Natural resources
- Financial, professional and executive risks (FINEX)
- Financial solutions
- Marine
- Aerospace
- Surety
Talk to us
Whether you want to grow, manage volatility, transfer problematic risks or enter new product areas, our Facultative team has the experience and global reach to help you achieve your business objectives.
Get round the clock service
Our brokers make themselves available and accountable, working to your priorities and in your language, ensuring precision, clarity and confidence in every interaction.
- We’re accessible 24 hours a day, trading across more than 100 markets in 15 territories. This enables rapid placement and responsiveness to market opportunities.
- We’ll partner with you to consider reinsurance options and help you build meaningful capacity across current product lines and when exploring new ones.
- We’ll provide a dedicated account team and share information, data and insights to help you manage your risks, with ease of access through a single platform.
Quantitative analysis
You benefit from…- Our enabling approach to data, supporting your business objectives.
- Sophisticated modeling and analytics to empower smarter decision making.
- Our creative thinking, helping you stay at the forefront of change.
- A quantitative mindset in all of our placement and service offerings.
Consultative approach
You benefit from…
- Our strategic, advisory approach that supports effective long-term risk management.
- The value we place on long-term relationships.
- Our consultative principles – understand, assess, communicate, execute, manage.
- A holistic approach to your needs that goes beyond the initial placement.
Dedicated to providing excellent client service
You benefit from…
- Our commitment to making ourselves available and accountable.
- Precision, clarity, simplicity and consistency as core principles.
- Committed to timely responsiveness and speed of access to market.
- Our commitment to work to your priorities and in your language.
Collaboration and transparency
You benefit from…
- Seamless collaboration between our global and regional networks.
- Ease of access to transparent information through a single data platform.
- Our strong relationships with both established and emerging Lloyd’s reinsurers.
- An account team built to support your relationship with WTW.
Contact
Industries related to Facultative Reinsurance
Aviation and Space
We combine specialist aviation insurance, risk advisory and claims expertise with industry insights, research and collaboration to help aviation and space organisations navigate complex risks.
Insurance
As a primary and reinsurance broker, multi-discipline consultant, risk adviser and specialist technology provider, WTW is immersed in the insurance industry and understands it inside out. This enables us to offer an array of services that help insurance companies to thrive amid rapid change. 
Natural Resources
Driven by the energy transition, natural resources companies are adapting at pace. Access data-driven insights and sector expertise to prepare for a changing tomorrow.
Financial, Professional and Executive Risks
We specialize in mitigating financial, professional and executive liability risks, enabling you to safeguard your reputation and bolster your business's prosperity.