Les solutions captives peuvent améliorer les performances financières et opérationnelles de votre organisation en devenant un facteur clé de votre stratégie de gestion des risques. Notre expertise dans le domaine du risque et nos connaissances basées sur les données nous permettent de définir clairement les opportunités à long terme pour encourager des prises de décision plus innovantes dans le cadre d’une stratégie de rétention des risques.
Nous sommes des experts dans la conception et la gestion de captives pour des clients à travers le monde. Nous tirons parti de nos connaissances locales et de notre expertise-conseil pour optimiser ces captives et garantir qu’elles disposent d’une licence dans la juridiction appropriée.
Les spécialistes des captives de WTW sont au cœur des marchés d’assurances et se trouvent dans chaque grande juridiction correspondante. Nous gérons des structures d’assurance pour un large éventail de secteurs. Elles sont toutes personnalisées en fonction des stratégies individuelles et des modèles de fonctionnement. Nos équipes intégrées vous aident à renforcer votre organisation en élaborant et en mettant en œuvre des solutions qui gèrent correctement les risques classiques et émergents.
Our captive feasibility support aims to unlock the potential of your captive and help deliver improved value.
We identify and improve your risk financing opportunities by understanding your objectives and reviewing your current insurance program against them.
We offer clarity and assurance by creating your captive business plan by forecasting claims and premiums, analyzing risk retention scenarios and evaluating potential captive domiciles.
As part of captive feasibility, we estimate capital and solvency requirements, create financial projections, as well as underwriting guidelines and accounting processes.
We can also set out taxation considerations and create governance recommendations specific to your captive.
Expect a smoother and more efficient captive implementation process. We work with regulators throughout the captive licensing process, helping you select captive service providers and supporting you and your brokers in dealing with fronting insurers.
To help ensure your captive structure is aligned to your business and risk financing needs, we collect and prepare the information you’ll need to apply for a captive license.
We also support you in developing your captive infrastructure, drafting your captive governance and operations manual to create your fully functional captive insurance entity.
Our teams operate in all major global captive domiciles, providing a full range of core and ancillary insurance management services, including:
- Captive implementation
- Financial and regulatory reporting
- Insurance program underwriting and claims administration
- Reinsurance/retrocession administration
- Ongoing governance and compliance
- Risk and capital management
- Local advisory and consulting
- Actuarial function, including pricing and reserving
Minimize volatility and improve profitability with our global risk and analytics expertise.
We find patterns and discover hidden value in your risk portfolios, calling on a wide range of analytics-driven capabilities:
- Risk quantification and optimization: Predictive modeling of risks on a single-line or portfolio basis, risk tolerance and appetite development and program optimization.
- Climate risk quantification: Innovative scenario modeling.
- Forensic accounting: Expert support for preparing, quantifying and resolving large and complex claims, pre-loss planning and calculating business interruption values.
We review how you’re using your captive to improve value.
Access captive health checks and captive structure analysis, factoring in long-term resilience by considering environmental, social and governance drivers as required.
Is your captive still meeting its goals, or has the business mission that created your captive changed? Is your captive using its capital and surplus efficiently?
Have you been through a merger or acquisition and need to determine the best course of action for your legacy vehicles?
Let us review your mature captive to check if there are unfulfilled opportunities your captive could address or to take advantage of changing conditions, such as:
- Accumulation of retained earnings
- New alternative forms of collateral or changes in collateral requirements
- Innovations in investment policy
- Changes in the regulatory or tax environment
We offer managed services for commercial insurers located in our working domiciles, including feasibility, capital optimization and risk analytics. This includes:
- Affinity insurers
- Managing general agents
- Managing general underwriters
- Legacy/runoff insurers
- Niche underwriters
Improve your captive with our clear decision-making framework and specialist support designed to get more value from your risk retention and transfer strategies.
Ready to take control and get more value from your captive? Speak to our specialists today.
