Cyber Claims in Focus 2026

What is the Cyber Claims in Focus 2026 report?

Willis, a WTW business, brings together our global cyber insurance claims data from 2013-2026 and Willis' Cyber specialist insight, to reveal what’s driving cyber claims and how cyber insurance is responding.

What are the key takeaways?

• Cyber insurance is covering claims, with more than 95% of the average data breach loss and 90% of the average first-party loss being covered.
• Data breaches are the most frequently reported event, with malicious data breaches being the most frequently occurring type.
• Ransomware losses have the highest financial severity.
• Third-party vendors are responsible for an increasing proportion of losses.
• AI isn't yet appearing as a stand-alone driver of cyber insurance claims, but is fueling risk volatility.

What can you learn from this report?

• Practical ideas to better prepare for and recover from the cyber threats most likely to impact your business
• Steps to get better value from cyber insurance
• Clarity on claims and cost drivers and matching this to cyber insurance
• Insight on how ransomware losses are happening now and how you can better protect your business
• Detail on how third-party dependencies contribute to losses and why you need to check your contracts
• The inside track on how AI is impacting on cyber threats, claims and how your business should respond.

How can the report help you get more value from cyber insurance and risk management?

Insight from the report can help your business:

• Reflect real loss drivers in your cyber insurance coverage
• Quantify your exposure more effectively
• Strengthen your cyber incident response
• Better address your third-party vendor exposures
• Close gaps between insurance coverages.

Who should read Willis’ Cyber Claims in Focus 2026 report?

The report offers insight valuable to risk and insurance professionals, IT and cyber security leaders, finance leaders responsible for loss exposure and teams responsible for incident response and business continuity.