At Willis, a WTW business, we partner with lenders – both banking and non-banking – to help you manage complex risks and design effective risk distribution strategies. Our approach is collaborative and tailored, ensuring that your organization is equipped to respond to today’s dynamic global risk environment.
We provide specialist guidance in structuring insurance programs that meet regulatory requirements and support your broader goals around risk and capital management. Whether you're seeking limit relief, capital efficiency, or improved profitability, our solutions are customized to fit your objectives across a wide range of facility types.
Our credit and political risk solutions for lenders
We provide legal and regulatory expertise to craft capital regulatory relief (CRR)-compliant policy wordings applicable to various financing types on a single risk name and portfolio basis, including project finance, asset-based lending, commodity finance, unsecured lending (revolving credit facilities (RCFs) & term loans), working capital facilities, export finance, trade finance, letter of credit (LC) business and acquisition finance.
Learn moreCRR-compliant risk transfer alternative for single risk transactions adopting the master risk participation agreement (MRPA) covering the principal and interests, streamline terms and rapid claim process. Applicable to LCs, confirmed LCs, standby letters of credit (SBLCs) and trade loans.
CRR-compliant policies for single name or broad portfolios, applicable to factoring, supply chain finance and receivables securitizations. We offer various solutions including global policies, mirror policies and credit rating enhancement solutions.
Learn moreStructured risk-sharing tools designed for unfunded guarantee exposures under the Bankers Association for Finance and Trade (BAFT). Applicable to performance bonds, other technical guarantees or SBLCs. Possible structures: (i) MRPA (ii) counterindemnity and (iii) bank syndication.
Development of tailored NPI-based solutions to meet the evolving needs of alternative asset managers, credit funds, general partners, limited partners (including NAIC & Solvency II investors), and banks. Broad applicability across asset classes such as loans, securitizations, fund finance, bonds, derivatives, real estate, repurchase agreements and carbon projects.
Learn moreTailored, credit-enhanced solutions using NPI to enable cash-based distribution to investors. Applicable to a wide range of asset classes including asset-based, project finance, corporate loans and real estate.
Risk transfer solutions that mitigate against the risks in carbon markets, including non-delivery risks, post-delivery risks, and credit and political risks. These solutions are applicable to financial institutions, corporates, traders and carbon project developers with exposure to carbon credits. Losses can be indemnified in either cash or in carbon credits.
Learn morePRI mitigates risk stemming from political events that may lead to default on financing to the construction or operation of affected assets. Contract frustration covers non-payment by sovereign or sub-sovereign entities under the facility agreement.
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Why lenders choose Willis for credit and political risk solutions
Basel specialism
Assisting banks to obtain regulatory capital relief and drive best practice policy wording
Alternative credit expertise
Structuring capabilities embedded into all client-facing teams
Our credentials at a glance*
$1.5bn+ premium placed annually
$135bn limits placed with insurers on average annually
270+ specialists spanning 18 time zones with diverse global expertise
60+lenders rely on us as a trusted partner
*Source: WTW Credit Risk Solutions database as at October 2025