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Continental Europe Cyber Facility

Protect your business with cyber insurance cover for SME’s and middle market companies in Continental Europe.

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The impact of a cyber incident in a small or medium sized business could be significant and in extreme cases even lead to insolvency. SME’s and middle market companies often handle the same types of data and sensitive information as larger companies, albeit on a smaller scale. They store employee details, take payments, and collect consumer data. But, without the same security infrastructures that big businesses have in place, SME’s and middle market companies can often be more vulnerable to cyber-attacks.

A robust cyber insurance policy can help smaller businesses recover from cyber-attacks which often result in substantial financial losses arising from: theft of personal data, theft of corporate information, theft of financial information (e.g. bank details or payment card details) or theft of money.

For SMEs and middle market companies, generic cyber solutions often overlook the nuanced vulnerabilities specific to these businesses.

Our WTW Continental Europe Cyber Facility is engineered to address such gaps, offering protection that is relevant to the scale and nature of your operations.

Coverage features for your business

Our cyber facility provides critical cyber insurance tailored for SMEs and middle market companies across Continental Europe. Our coverage is designed to provide extensive protection against a wide range of cyber risks, ensuring that your business is well-prepared to handle the complexities of today’s digital threats.

Our coverage spans from ransomware attacks and data breaches to telephone hacking and reputational damage, ensuring your enterprise remains resilient in the face of cyber adversity.

Breach response

Rapid deployment of expert services to manage and mitigate data breaches or security breaches, ensuring minimal disruption to your operations.

Business interruption and dependent business losses

Comprehensive compensation for your lost income and operational downtime, as well as business losses stemming from disruptions to your partners or suppliers.

Cyber extortion and data recovery

Ransomware cover and meticulous recovery of lost or corrupted data (where legally insurable).

Advanced threat protection

Security against modern threats including telephone hacking and IT crimes, safeguarding your financial and reputational standing.

Simplified insurance structure for ultimate peace of mind

Our cyber facility is devoid of complex quota share or coinsurance clauses, offering you:

  • Predictable costs: No hidden fees or unexpected out-of-pocket expenses.
  • Faster claim processing: Direct, uncomplicated claims handling by WTW, ensuring prompt and efficient resolutions.
  • Full value from your policy: Maximum benefit from your coverage, allowing you to focus on what matters — growing your business.

Who we serve

Our cyber protection solution is available for companies in Continental Europe with annual turnovers up to €500 million. This broad threshold ensures that a wide range of businesses, from emerging enterprises to more established companies, can benefit from our comprehensive coverage.

For companies with turnovers exceeding €500 million, WTW provides customized cyber protection solutions to meet your specific needs. We invite you to contact us to discuss bespoke cyber insurance options that align with your business scale and complexity.

Coverage territories: Our coverage spans major countries in Continental Europe, including Denmark, Sweden, Norway, Finland, Belgium, the Netherlands, Luxembourg, Spain, Portugal, Italy, France, Ireland, Switzerland, Germany, Austria, and Poland.

Choose WTW Continental Europe Cyber Facility for tailored, clear, and effective cyber insurance

With WTW Continental Europe Cyber Facility, you're not just choosing cyber insurance; you're opting for a partnership that prioritizes your business's security, resilience, and continuous growth. Embrace the future with confidence — protect your business with this new facility.


Our cyber coverage for European SMEs and middle market companies stands out due to its straightforward policy terms, designed to be adaptable for a wide range of business sizes and cyber risk profiles. Our goal is to provide coverage that's not only relevant but also understandable, ensuring you know exactly what protection you have.

We're committed to efficiency and rapid service. By filling in a short set of questions, you have directly access to quotes. After you select your preferred one, policy and invoice will be sent within 72 hours after positive results from a vulnerability scan. Our promise is to keep your business protected without delay.

Gain direct access to the insurer prevention services, at no additional cost, as often as needed. The services offered by the insurer include port scanning and monitoring services, review of incident response plans, risk management discussion, and a dedicated risk management portal.

Additional services can also be provided (subject to premium threshold) such as a one-hour onboarding call, proactive O365 security assessment, phishing simulations campaigns, phishing resistant multi-factor authentication (MFA) keys.

Choosing WTW Continental Europe Cyber Facility means equipping your business with cyber protection which leverages our extensive expertise. Enjoy competitive pricing, comprehensive coverage, and the peace of mind that comes with decades of trusted insurance broking experience.

Our coverage is designed to cater to a wide array of business sizes with annual turnovers up to €500 million. Our policies are tailored to meet the unique cyber risk profiles of each business, offering relevant and effective protection.

For companies with turnovers beyond €500 million, WTW offers customized cyber protection solutions. We encourage you to contact us for a discussion on bespoke cyber insurance options that align with the scale and complexity of your business needs.


Ready to Fortify Your Business?

Engage with our specialists to explore how the Continental Europe Cyber SME and middle market Facility can be your ally against cyber threats.

Contact us