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Severe weather crisis claims response guidelines: earthquake

In this installment of disaster prep, learn how to minimize earthquake damage to structures, stay safe before, during, and after the event, and to navigate the insurance claims process effectively.

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Minimizing earthquake damage and staying safe

Earthquakes can cause devastating damage and loss of life due to the intense shaking they produce. The most powerful earthquakes can level structures and trigger landslides or tsunamis. Although certain regions are more prone to earthquakes due to their location on tectonic plate boundaries, earthquakes can occur in various parts of the world. While there's no guaranteed safety during an earthquake, being prepared and aware of the danger signs can significantly reduce risks.

Recognizing earthquake danger signs

Being aware of these earthquake danger signs can help you prepare and stay safe:

  • Seismic activity: Increased seismic activity or a series of foreshocks that may indicate a larger earthquake is imminent.
  • Ground deformation: Changes in ground level or visible deformation, such as cracks in the ground or unusual tilting of objects.
  • Unusual animal behavior: Some reports suggest that animals may behave unusually before an earthquake, such as becoming agitated or restless.
  • Unusual sounds: Some people report hearing a low rumbling sound or other unusual noises before or during an earthquake.
  • Foreshocks: Smaller earthquakes that occur before a larger earthquake, potentially serving as a warning sign.
  • Changes in groundwater: Changes in groundwater levels or quality, which can sometimes be associated with seismic activity.

To minimize damage to commercial and residential structures during an earthquake and stay safe, it's essential to take proactive measures before, during, and after the event.

Pre-earthquake preparations

  1. Structural reinforcement: Ensure buildings are constructed or retrofitted to meet seismic standards. This includes:
    • Securing heavy furniture and objects to walls
    • Reinforcing foundations and ensuring they are designed for seismic activity
    • Using earthquake-resistant materials in construction
  2. Emergency planning: Develop a comprehensive emergency plan that includes:
    • Evacuation routes and assembly points
    • Emergency contact information
    • Regular drills for occupants
  3. Non-structural mitigation: Take steps to minimize non-structural damage by:
    • Securing hazardous materials and heavy equipment
    • Storing heavy objects on low shelves
    • Ensuring that electrical and gas systems are properly maintained

During an earthquake

  1. Drop, cover, and hold on: Immediately drop to the ground, take cover under a sturdy piece of furniture, and hold onto it to protect yourself from falling debris.
  2. Stay away from hazards: Avoid windows, doors, and any heavy furniture or objects that could fall.
  3. Evacuate if necessary: If you're in a building that is structurally unsound or has been damaged, evacuate immediately.

Post-earthquake actions

  1. Assess damage: Carefully inspect your property for damage, looking for hazards such as gas leaks, structural damage, and fallen power lines.
  2. Follow evacuation orders: If authorities order an evacuation, follow their instructions promptly.
  3. Be prepared for aftershocks: Earthquakes can be followed by aftershocks, so remain vigilant and be prepared to take cover again if necessary.

By taking these steps, you can significantly reduce the risk of damage to your property and help ensure your safety during an earthquake.

Download our guide for more information

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