Differentiated Broking Solutions – Real Estate

Overview

The Real Estate DBS is designed to have a primary emphasis on clients in the following industries:

• Real Estate Holding and Other Investment Offices
• Hotels, Rooming Houses, Camps and other Lodging places (leisure)
• Golf courses
• Shopping malls

It provides coverage for the core Property and Casualty lines of business:

• Property
• General Liability
• Business Auto
• Workers Compensation
• Umbrella

Coverage Enhancements

DBS consistently delivers standardized elevated coverage to our clients. Below are just some of the many enriched coverages DBS provides.

• Extended Notice of Cancellation for all lines
• Per location aggregates included
• Unintentional Errors and Omissions and Broadened Notice and Knowledge of Occurrence included on all lines
• Foreign, REO and Professional Liability
• Increased Property sub-limits
• Consideration given to provide a Bodily Injury and Property Damage Carve back on Professional Liability Exclusion
• Creative Workers Compensation structures and solutions
• ATM Coverage Included Where Required
• Flexibility on per item Fine Arts limits and Business Interruption Waiting Periods
• Enhanced coverage endorsements including:
  • Blanket Additional Insured and Blanket Waiver on Casualty lines
  • Minimum of $250 per Disablement on Towing and Labor
  • Employees as Insureds and Employees Hired Autos
  • Incidental Med Mal included in General Liability coverage
  • Primary Non-Contributory included in General Liability

Carriers

• Allianz
• Amtrust
• C.N.A.
• Crum & Forster
• Hartford
• QBE
• Sompo
• Travelers
• Zurich